June 19 2014 Thursday at 01:10 PM

Engagement Ring

Preparing to Buy a Diamond Engagement Ring

You have fallen in love and are ready to pop the big question. However, you need to ask yourself if you are fully prepared for everything involved with buying a diamond engagement ring. The biggest commitment, is the recommended three months’ salary needed to buy the perfect engagement ring. However, keep in mind, this is only a suggestion, not a requirement.

Here are some tips to help you prepare to buy the perfect engagement ring:

  • Finances - If you use a credit card or take out a loan to purchase an engagement ring, you need to be able to pay it back. If it is possible you may have some financial troubles because of the ring purchase, it may be best to look at rings you can afford to pay cash for, or one that fits within your current budget.
  • Expectations - You do not have to purchase a certain type of ring because everyone else says you must. Stick to a ring that you can afford and one you are sure she will love.
  • Options - Do some research and know the type of ring you will be looking for. Keep in mind carats, metals, shapes, designs and other stones.
  • Simplify - Keep you engagement ring choice simple. Remember, you can always upgrade the ring later, especially for your anniversary when you both are more financially secure.

Keep the above listed tips in mind before and during shopping for an engagement ring. These tips will help better prepare you and guide you to selecting the perfect engagement ring for you and your budget.